More online mortgage shopping equals lower servicer retention rates

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By submitting this information, I consent and agree to be contacted by Citibank, N.A. regarding my loan inquiry at the telephone number or e-mail address provided. I understand that this is not a mortgage loan application, and that if I wish to apply for a mortgage loan, I will need to apply directly with Citibank, N.A.

This is known as mortgage retention and can be really difficult for home buyers who will then have to find the money from another source to be able to complete the purchase of the property. Let’s take a look at why your lender could do this, and what you can do in this situation.

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More online mortgage shopping equals lower servicer retention rates. Charles Bailey. Contents.. Servicer retention rates dropped to 10-year lows in 2Q 2017, with servicers losing business from nearly 80% of their borrowers.. look at refi options to lower monthly payments and view the time.

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Your exact interest rate will depend on the date you lock your rate. Once you submit your signed purchase agreement, we’ll compare your rate to our published rates for that date and re-lock your interest rate at the lower of the two rates for an additional 40 to 60 days. quicken loans reserves the right to cancel this offer at any time.

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